Everyone wants more money. I bet even Oprah wished she had more Money at her disposal. Well I have a simple wish, and that is to lower my consumer debt. By the American Standard, my debt is not extravagant. The Average American carries $8000 in Credit Card debt; this doesn’t include non-revolving debts like Car loans. I want to get rid of my debt before Student payments kick in at the end of September. Since I am not a long-term planner. I want rid of the debt in a month. I figured ince I am tying to shed pounds, might as well try and shed my debt at the same time.
My goal is to be credit card debt free by the end of August. This gives me 2 months and a tad to save up $3000 (plus interest). I’ve done some math, thanks to the 31 days in both July and August, that leaves me 67 days. And to save about $45 a day might seem easy, but that equals up to $658 every paycheck. That’s a tad unrealistic. So instead, I must result to making an extra $658 every 2 weeks. My colleague and I are brainstorming:
A) I know, get another part-time job. That sounds easy doesn’t it? But when I already work 50 plus hrs a week plus having Christopher, plus spending time with Marc, plus entertaining. There’s no time. I know I am a whiner… shut up.
B) Prostitution Ok, morals, ethics and self-respect aside, I am going to lose Marc if I do that. So that’s a no go. Can’t do adult massages either, that’s just gross. I had a dream I got a job doing it though. woke up crying….
C) Start a company I really don’t have any apecial attributes. Plus I think you need capital to start a company and you are bound to lose money in the first quarter.
D) Twitter earning: This is a lot more work than you would think. Plus, you are selling via your posts; thus making you lose credibility AND you are selling your twitter soul. I want to keep my twitter soul. Thank you.
E) Online Survey: I have tried that, tried many different sites and it takes a lot fo time and yields very very little return. Maybe I am just not in a surveyable demographic. I don’t know.
F) Why don’t I try a garage sale: Since I’ve just moved into an apartment, I have thrown out everything that I don’t want. Moreover, I have thrown out everytihng that I don’t want of Marc’s as well.
So I think I’ve come up qith some pretty damn good excuses why I can’t make money… How pessimistic is that?
So what’s your Get Rich Quick Scheme?